MTG 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-07-29

• In recent years, the FHFA and the GSEs have undertaken initiatives to modernize the credit scoring framework used in mortgage underwriting and securitization. In June 2025, the FHFA directed the GSEs to adopt updated credit scoring models, including VantageScore 4.0 and FICO Score 10T, as part of a …

• In July 2023, the Federal Reserve Board, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency proposed a revised regulatory capital rule, known as the Basel III End Game, that would impose higher capital standards on large U.S. banks. Under the proposed regulation…

• •Fixed income securities: Investment gains and losses reflect the difference between the amount received on the sale of a fixed income security and the fixed income security’s cost basis, as well as any credit allowances and impairments on securities we intend to sell prior to recovery of its amorti…

• Reconciliation of Income before tax / Net income to Adjusted pre-tax operating income / Adjusted net operating income

• (In thousands, except per share amounts)Pre-taxTax effectNet

相对上期删除的文字 · 来源:10-Q · 2026-04-29

• In 2023, the NAIC adopted a revised Mortgage Guaranty Insurance Model Act. The updated Model Act includes requirements relating to, among other things: (i) capital and minimum capital requirements, and contingency reserves; (ii) restrictions on mortgage insurers’ investments in notes secured by mort…

• •Fixed income securities: Investment gains and losses reflect the difference between the amount received on the sale of a fixed income security and the fixed income security’s cost basis, as well as any credit allowances and impairments on securities we

• intend to sell prior to recovery of its amortized cost basis. The amount received on the sale of fixed income securities is affected by the coupon rate of the security compared to the yield of comparable securities at the time of sale.

• NIW for the first quarter of 2026 was $14.4 billion (Q1 2025: $10.2 billion). The increase for the three months ended March 31, 2026 reflects a higher expected market position in the current year compared with the same period in the prior year. For the full year, we expect our 2026 NIW to remain rel…

• Adjusted net operating income per diluted share$0.76 $0.75 1 %