MYFW 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-05-01

• •The decrease in Provision for credit losses was primarily attributable to a credit event resolution on an individually analyzed loan, partially offset by loan growth.

• •The increase in Non-interest expense was primarily driven by an increase in Salaries and employee benefits due to salary increases and an increase in bonus accruals as a result of improved earnings, partially offset by a decrease in Occupancy and equipment expense primarily due to a decrease in var…

• •The decrease in Non-interest income was primarily driven by decreases in Net gain on other real estate owned due to the sale of two OREO properties in the first quarter of 2025 at a net gain, Other primarily due to changes in interest rate swap fair values, and Net gain on loans held for sale, part…

• The three months ended March 31, 2026 compared with the three months ended March 31, 2025. For the three months ended March 31, 2026, Net interest income, before Provision for credit losses, was $20.9 million, an increase of $3.4 million, or 19.7%, compared to the three months ended March 31, 2025. …

• Total interest and dividend income increased $3.9 million, or 10.5%, during the three months ended March 31, 2026 compared to the same period in 2025, primarily due to a $300 million increase in average interest-earning assets, partially offset by a 3 basis point decrease in the average interest-ear…

相对上期删除的文字 · 来源:10-Q · 2025-10-31

• •The increase in Provision for credit losses was primarily driven by loan growth and an increase in specific reserve provisions due to a specific reserve recorded in the third quarter of 2025, partially offset by favorable mix shifts within our portfolio.

• •The increase in Non-interest expense was primarily driven by increases in Salaries and employee benefits due to an increase in bonus accruals as a result of balance sheet growth and improved earnings and Data processing relating to upgrades to our digital banking platform.

• The nine months ended September 30, 2025 compared with the nine months ended September 30, 2024. We reported Net income available to common shareholders of $9.9 million for the nine months ended September 30, 2025, compared to $5.7 million of Net income available to common shareholders for the nine …

• •The increase in Net interest income was driven by a 27 basis point increase in net interest margin and an increase in average interest-earning assets. The increase in net interest margin was primarily due to a 36 basis point decrease in total cost of funds as a result of the lower interest rate env…

• •The increase in Provision for credit losses was primarily driven by a $1.3 million release of provision during the nine months ended September 30, 2024 due to a decrease in unfunded commitments.