NWBI 最新10-Q变化
将 NWBI 最新的定期申报(10-K/10-Q)与上一份同类型申报逐章节对比:每个章节新增/删除的段落数与原文摘录。全部为确定性文本对比——无相似度评分、无方向判断、非投资建议。
对比:10-Q · 2026-11-05 与上一份 10-Q · 2026-08-05
| 章节 | 结果 | 新增 | 删除 | 微调 | 未变 |
|---|---|---|---|---|---|
| 管理层讨论与分析 | 文字有新增/删除 | +6 | −7 | ~44 | 77 |
| 市场风险(第3项) | 文字有新增/删除 | 0 | 0 | ~2 | 8 |
| 控制与程序 | 文字有新增/删除 | +1 | 0 | 0 | 2 |
| 法律诉讼 | 无段落级文字变化 | 0 | 0 | 0 | 1 |
| 风险因素 | 无段落级文字变化 | 0 | 0 | 0 | 1 |
| 其他信息 | 文字有新增/删除 | 0 | 0 | ~1 | 0 |
计数单位为段落;"新增/删除"指相对上一份文件新增/删除的文字,不含方向或好坏判断。
代表性摘录
每个章节最多 5 条、每条约 300 字符的原文摘录,直接来自两份 SEC 文件。
管理层讨论与分析
相对上期新增的文字 · 来源:10-Q · 2026-11-05
•volatility in fuel prices and resulting macroeconomic impacts;
The provision for credit losses decreased by $22 million from the quarter ended September 30, 2025. This decrease included a $26 million decrease in the provision for credit losses - loans, as well as a $4 million increase in the provision for credit losses - unfunded commitments. The current year p…
Additionally, the Company saw an increase in classified loans of $16 million to $469 million, or 3.50% of total loans, at September 30, 2026 compared to $453 million , or 3.49% of total loans, at December 31, 2025. This increase was driven by an increase in classified loans within our commercial rea…
Noninterest income for the nine months ended September 30, 2026 was $103 million, an increase of $11 million from the nine months ended September 30, 2025, driven by an increase of $4 million in service charges and fees and a $4 million increase in trust and other financial services income driven by…
The decrease from the nine months ended September 30, 2025 was driven by decrease in acquisition expenses of $37 million and a decrease in FDIC insurance expense of $2 million related to prior period assessment rate changes. These decreases were partially offset by an increase in compensation and em…
相对上期删除的文字 · 来源:10-Q · 2026-08-05
• the possibility that any of the anticipated benefits of the Merger (as defined below) will not be realized or will not be realized within the expected time period; the effect of the Merger on the combined company’s customer and employee relationships and operating results; and other factors that m…
losses. This guidance is effective for annual reporting periods beginning after December 15, 2026 and interim reporting periods within those annual reporting periods. Early adoption is permitted. This guidance will impact our Consolidated Financial Statements on a prospective basis only when loans a…
The provision for credit losses decreased by $2 million from the quarter ended June 30, 2025. This decrease included a $7 million decrease in the provision for credit losses - loans, as well as a $5 million increase in the provision for credit losses - unfunded commitments. The current year provisio…
Additionally, the Company saw an increase in classified loans to $524 million, or 3.96% of total loans, at June 30, 2026 from $518 million, or 4.57% of total loans, at June 30, 2025 and $498 million, or 3.81% of total loans, at March 31, 2026. The increase from the prior year was primarily due to cl…
footprint and an increase of $2 million in amortization of intangible expense related to the acquisition. This was partially offset by a decrease in acquisition expenses of $6 million and a decrease in FDIC insurance premiums of $3 million related to prior period assessment rate changes.
控制与程序
相对上期新增的文字 · 来源:10-Q · 2026-11-05
There were no changes in the Company’s internal control over financial reporting during the quarter ended September 30, 2026 that materially affected, or were reasonably likely to materially affect, the Company’s internal control over financial reporting
如何读 10-Q 的风险因素(第 1A 项)
10-Q 的风险因素章节有三种常见形态,本页按其一分类展示:
- 指向(pointer) — 公司仅声明"无重大变化"并指向年度 10-K 的完整风险因素;本季没有自己的风险文本可对比。
- 部分更新(partial) — 公司写明"除下述外无重大变化",只更新部分风险;摘录展示的正是本季新增的内容。
- 全文重述(restated) — 本季重新给出完整风险因素。若上一季只是"指向",则无法逐段对比,本页会将其标为"本季全文重述"。
这只是对文件结构的客观描述,不构成对风险高低的判断。
数据来自 SEC EDGAR 两份申报文件的文本级对比 · 确定性计算(无 AI 生成内容)· 仅供参考 · 非投资建议