OCFC 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-05-01

• (4) Performance ratios for the quarter ended March 31, 2026 included a net expense related to a net loss on equity investments, restructuring charges, and merger related expenses of $4.6 million, or $3.8 million, net of tax benefit. Performance ratios for the quarter ended December 31, 2025 included…

• •Margin and Net Interest Expansion: Net interest margin increased six basis points to 2.93%, from 2.87%, and net interest income increased by $1.2 million, to $96.4 million.

• •Sustained Growth: Total loans increased $91.9 million, a 3% annualized growth rate, and included commercial and industrial loan growth of $105.1 million, a 19% annualized growth rate.

• •Controlled Expenses: Non-interest expense decreased by 13%, or $10.7 million, to $73.4 million.

• Net income available to common stockholders for the quarter ended March 31, 2026 was $20.5 million, or $0.36 per diluted share, as compared to $20.5 million, or $0.35 per diluted share, for the corresponding prior year period. Dividends paid to preferred stockholders were $1.0 million for the quarte…

相对上期删除的文字 · 来源:10-Q · 2025-11-04

• (4) Performance ratios for the three months ended September 30, 2025 included a net expense of $3.9 million, or $3.0 million, net of tax benefit, related to restructuring charges, a net loss on equity investments and a Federal Deposit Insurance Corporation (“FDIC”) special assessment release. Perfor…

• •Loan Growth: Total loans increased $372.9 million, representing a 14% annualized growth rate, which included $219.1 million of commercial and industrial loan growth. Commercial loan originations increased 74% to $739.2 million, from $425.9 million in the linked quarter, and the commercial loan pipe…

• •Deposit Growth: Total deposits increased to $10.4 billion from $10.2 billion at June 30, 2025. Deposits, excluding $117.7 million of brokered deposit run-off, increased $321.2 million.

• •Residential Outsourcing: The current quarter results include the impact of the Company’s strategic decision to outsource residential loan originations and title business. In connection with this decision, the Company recognized $4.1 million of restructuring charges during the quarter and will incur…

• Net income available to common stockholders for the three and nine months ended September 30, 2025 decreased to $17.3 million and $54.0 million, or $0.30 and $0.94 per diluted share, respectively, as compared to $24.1 million and $75.1 million, or $0.42 and $1.29 per diluted share, for the correspon…

相对上期新增的文字 · 来源:10-Q · 2026-05-01

• The net interest income sensitivity results indicate that at March 31, 2026, the Company was modestly liability sensitive, and the measure of EVE at risk decreased in both rising and falling rate scenarios from December 31, 2025 to March 31, 2026. The change in sensitivity between March 31, 2026 and…

相对上期删除的文字 · 来源:10-Q · 2025-11-04

• The net interest income sensitivity results indicate that at September 30, 2025 the Company was modestly liability sensitive to rising rate scenarios and modestly asset sensitive to falling rate scenarios. The change in sensitivity between September 30, 2025 and December 31, 2024 was impacted by an …

• Overall, the measure of EVE at risk decreased in both rising and falling rate scenarios from December 31, 2024 to September 30, 2025. This was the result of an increase in fixed-rate investments, and an increase in overnight borrowings and short-term time deposits, partially offset by an increase in…

相对上期新增的文字 · 来源:10-Q · 2026-05-01

• Securities sold under agreements to repurchase with customers67,249 54,434

• Preferred stock, $0.01 par value, $1,000 liquidation preference, 5,000,000 shares authorized, no shares issued at March 31, 2026 and December 31, 2025, respectively

• Net interest income after provision for credit losses93,709 81,312

• Net income attributable to OceanFirst Financial Corp.20,506 21,509

• Net unrealized (loss) gain on debt securities (net of tax benefit of $788 in 2026 and tax expense of $788 in 2025)

相对上期删除的文字 · 来源:10-Q · 2025-11-04

• Loans receivable, net of allowance for loan credit losses of $81,236 at September 30, 2025 and $73,607 at December 31, 2024

• Securities sold under agreements to repurchase with customers64,869 60,567

• Preferred stock, $0.01 par value, $1,000 liquidation preference, 5,000,000 shares authorized, 0 and 57,370 shares issued at September 30, 2025 and December 31, 2024, respectively

• Less: Unallocated common stock held by Employee Stock Ownership Plan ("ESOP")(1,611)(2,542)

• OceanFirst Financial Corp. stockholders’ equity1,652,537 1,701,650