OVLY 最新10-Q变化
将 OVLY 最新的定期申报(10-K/10-Q)与上一份同类型申报逐章节对比:每个章节新增/删除的段落数与原文摘录。全部为确定性文本对比——无相似度评分、无方向判断、非投资建议。
对比:10-Q · 2026-05-12 与上一份 10-Q · 2025-11-13
| 章节 | 结果 | 新增 | 删除 | 微调 | 未变 |
|---|---|---|---|---|---|
| 管理层讨论与分析 | 文字有新增/删除 | +20 | −26 | ~36 | 30 |
| 市场风险(第3项) | 文字有新增/删除 | 0 | 0 | ~1 | 0 |
| 控制与程序 | 文字有新增/删除 | 0 | 0 | ~2 | 0 |
| 法律诉讼 | 文字有新增/删除 | 0 | 0 | ~1 | 1 |
| 风险因素 | 公司称无重大变化(指向 10-K) | — | — | — | — |
| 其他信息 | 文字有新增/删除 | +1 | −1 | 0 | 0 |
计数单位为段落;"新增/删除"指相对上一份文件新增/删除的文字,不含方向或好坏判断。
代表性摘录
每个章节最多 5 条、每条约 300 字符的原文摘录,直接来自两份 SEC 文件。
管理层讨论与分析
相对上期新增的文字 · 来源:10-Q · 2026-05-12
The Company recognized net income of $5,309,000 for the three-month period ended March 31, 2026, as compared to $5,297,000 for the same period in 2025. The net income increase was mainly due to higher net interest income corresponding to earning asset growth.
The Company recorded provisions for credit losses of $464,000 during the three-months ended March 31, 2026, as compared to $274,000 during the same period of 2025, as credit quality remained stable and the reserve amount was determined to be adequate.
Non-interest income increased by $339,000 for the three-month period ended March 31, 2026, as compared to the same period in 2025. The increase was mainly due to a non-recurring special dividend of $181,000 received from the Federal Home Loan Bank.
The FOMC rate cuts during 2024 and 2025 totaled 150 basis points, which prompted the Company to reduce the interest rates on certain deposit accounts towards the end of 2024 and into 2025. The resulting average cost of funds was 0.78% for the three-months ended March 31, 2026, as compared to 0.79% i…
(2) Yields and interest income on tax-exempt municipal securities and loans have been adjusted to their fully-taxable equivalents, based on a federal marginal tax rate of 21.0%. Non-GAAP tax benefit adjustments of $18 thousand and $521 thousand have been added to GAAP interest income on gross loans …
相对上期删除的文字 · 来源:10-Q · 2025-11-13
The Company recognized net income of $6,693,000 and $17,578,000 for the three and nine-month periods ended September 30, 2025, respectively, as compared to $7,324,000 and $18,940,000 for the same periods in 2024. The net income decreases were mainly due to higher operating expenses, which were offse…
The Company recorded a reversal of credit loss provisions of $60,000 during the three and nine-months ended September 30, 2025, as compared to a reversal of $1,620,000 during the same periods of 2024, as credit quality remained stable and the reserve amount was determined to be adequate. The reversa…
Non-interest income increased by $127,000 and $164,000 for the three and nine-month periods ended September 30, 2025, respectively, as compared to the same periods in 2024. The increase was mainly due to a one-time gain from a life insurance policy redemption.
In response to FOMC hiked rates during 2022 and 2023, the Company increased rates on certain accounts and deposit products during 2023 in order to remain competitive with our peer group and to maintain current liquidity levels, which remain at a high level. Towards the end of 2024 and into 2025, the…
(2) Yields and interest income on tax-exempt municipal securities and loans have been adjusted to their fully-taxable equivalents, based on a federal marginal tax rate of 21.0%. Non-GAAP tax benefit adjustments of $18 thousand and $482 thousand have been added to GAAP interest income on gross loans …
其他信息
相对上期新增的文字 · 来源:10-Q · 2026-05-12
During the quarter ended March 31, 2026, no director or officer (as defined in Rule 16a-1(f) under the Exchange Act) of the Company informed us of the adoption or termination of any Rule 10b5-1 trading arrangements or non-Rule 10b5-1 trading arrangements (in each case, as defined in Item 408 of Regu…
相对上期删除的文字 · 来源:10-Q · 2025-11-13
During the quarter ended September 30, 2025, no director or officer (as defined in Rule 16a-1(f) under the Exchange Act) of the Company informed us of the adoption or termination of any Rule 10b5-1 trading arrangements or non-Rule 10b5-1 trading arrangements (in each case, as defined in Item 408 of …
如何读 10-Q 的风险因素(第 1A 项)
10-Q 的风险因素章节有三种常见形态,本页按其一分类展示:
- 指向(pointer) — 公司仅声明"无重大变化"并指向年度 10-K 的完整风险因素;本季没有自己的风险文本可对比。
- 部分更新(partial) — 公司写明"除下述外无重大变化",只更新部分风险;摘录展示的正是本季新增的内容。
- 全文重述(restated) — 本季重新给出完整风险因素。若上一季只是"指向",则无法逐段对比,本页会将其标为"本季全文重述"。
这只是对文件结构的客观描述,不构成对风险高低的判断。
数据来自 SEC EDGAR 两份申报文件的文本级对比 · 确定性计算(无 AI 生成内容)· 仅供参考 · 非投资建议