PRAA 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-05-08

• All references in this Quarterly Report on Form 10-Q ("Quarterly Report") to "PRA Group," "we," "our," "us," "the Company" or similar terms are to PRA Group, Inc. and its subsidiaries. This Quarterly Report should be read in conjunction with our Form 10-K for the year ended December 31, 2025 ("2025 …

• •a deterioration in general business and economic conditions, including from the ongoing geopolitical conflict and instability in the Middle East;

• •our reliance on internally developed models and the underlying data used in those models;

• •a disruption or failure by any of our third-party service providers, or the vendors on whom they may depend, to meet their obligations and our service level expectations, or an ability to contract alternative providers;

• •changes in the regulatory environment for legal collections or our ability to effectively collect on legal recovery and post-judgment processes;

相对上期删除的文字 · 来源:10-Q · 2025-11-10

• All references in this Quarterly Report on Form 10-Q ("Quarterly Report") to "PRA Group," "we," "our," "us," "the Company" or similar terms are to PRA Group, Inc. and its subsidiaries.

• This Quarterly Report should be read in conjunction with our Form 10-K for the year ended December 31, 2024 ("2024 10-K"). See Frequently Used Terms at the end of this Item 2 for certain definitions that may be used in this Quarterly Report.

• •volatility and uncertainty in general business and economic conditions or financial markets, including the impact of tariffs and tariff speculation on our customers;

• •a disruption or failure by any of our outsourcing, offshoring or other third-party service providers to meet their obligations and our service level expectations;

• •our ability to achieve the expected benefits of offshoring a portion of our collection and related support activities;

相对上期新增的文字 · 来源:10-Q · 2026-05-08

• We operate internationally and enter into transactions denominated in various foreign currencies. During Q1 2026, our revenues from operations outside the U.S. were $157.7 million.

相对上期删除的文字 · 来源:10-Q · 2025-11-10

• We operate internationally and enter into transactions denominated in various foreign currencies. During Q3 2025, our revenues from operations outside the U.S. were $152.3 million. Our 2032 senior notes expose us to foreign currency gains and losses on the remeasurement of the notes and interest pay…