RBKB 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-08-13

• ●our ability to effectively deploy the net proceeds from the stock offering in a manner that generates acceptable returns on equity and avoids prolonged periods of excess capital;

• ●regulatory restrictions applicable to the Company following completion of the mutual-to-stock conversion, including limitations on stock repurchases, dividends, and being acquired during the post-conversion period;

• ●the impact of a shutdown of the U.S. government, debt ceiling impasses or fiscal uncertainty;

• ●risks associated with cybersecurity threats, data breaches, ransomware attacks, or other failures in our operational or security systems and infrastructure, including the risks arising from our dependence on third-party service providers and vendors;

• ●the failure to maintain current technologies and to successfully implement future information technology enhancements and the operational risks associated with the adoption of artificial intelligence and other emerging technologies;

相对上期删除的文字 · 来源:10-Q · 2026-05-14

• ●a failure in or breach of our operational or security systems or infrastructure, including cyberattacks;

• ●system failures or cybersecurity threats against our informational technology and those of our third-party providers and vendors;

• ●the failure to maintain current technologies and to successfully implement future information technology enhancements;

• Our most significant accounting policies are described in Note 1 to the Consolidated Financial Statements in our Annual Report on Form 10-K as filed with the Securities and Exchange Commission on March 13, 2026 (the “Annual Report on Form 10-K”) Certain of these accounting policies require managemen…

• The Company's allowance for credit losses is its estimate of credit losses currently expected in the loan portfolio, on unfunded lending commitments, and on its available-for-sale securities portfolio over the expected life of those assets. While these estimates are based on substantive methods for …