SAFT 最新10-Q变化
将 SAFT 最新的定期申报(10-K/10-Q)与上一份同类型申报逐章节对比:每个章节新增/删除的段落数与原文摘录。全部为确定性文本对比——无相似度评分、无方向判断、非投资建议。
对比:10-Q · 2026-05-08 与上一份 10-Q · 2025-11-07
| 章节 | 结果 | 新增 | 删除 | 微调 | 未变 |
|---|---|---|---|---|---|
| 管理层讨论与分析 | 文字有新增/删除 | +22 | −22 | ~50 | 55 |
| 市场风险(第3项) | 文字有新增/删除 | 0 | 0 | ~1 | 6 |
| 控制与程序 | 文字有新增/删除 | +1 | 0 | ~1 | 2 |
| 法律诉讼 | 文字有新增/删除 | 0 | 0 | ~1 | 0 |
| 其他信息 | 文字有新增/删除 | +1 | −8 | 0 | 0 |
计数单位为段落;"新增/删除"指相对上一份文件新增/删除的文字,不含方向或好坏判断。
未列出(无法可靠提取或缺失):风险因素
代表性摘录
每个章节最多 5 条、每条约 300 字符的原文摘录,直接来自两份 SEC 文件。
管理层讨论与分析
相对上期新增的文字 · 来源:10-Q · 2026-05-08
During the quarter ended March 31, 2026, the Northeast region was impacted by two severe winter weather events (“Winter Storms”). Beginning on January 23, 2026 and through January 26, 2026, the Northeast region experienced a severe winter weather event (“January Winter Storm”), which developed into …
Beginning on February 22, 2026, the Northeast region experienced a severe winter weather event (“February Winter Storm”), which produced record-breaking snowfall and hurricane-force wind gusts. Areas in the region received up to 36 inches of snowfall and wind gusts exceeding 80 miles per hour. As a …
Direct and Net Written Premiums. For the three months ended March 31, 2026, direct written premium growth and net written premium growth were 0.3% and 0.2%, respectively. The increase in premium is driven by rate increases. For the three months ended March 31, 2026, average written premium per polic…
Losses and Loss Adjustment Expenses. Losses and loss adjustment expenses incurred for the three months ended March 31, 2026 increased by $57,200 or 30.1%, to $247,490 from $190,290 for the comparable period. Our losses and loss adjustment expenses ratio for the three months ended March 31, 2026 incr…
Reconciliation of Net (Loss) Income to Non-GAAP Operating (Loss) Income
相对上期删除的文字 · 来源:10-Q · 2025-11-07
The table below shows the amount of direct written premiums written in each state during the three and nine months ended September 30, 2025 and 2024.
Direct and Net Written Premiums. For the three months ended September 30, 2025 direct written premium growth and net written premium growth were 5.0% and 5.7%, respectively, compared to the prior period. The increase in premium is driven by rate increases. For the nine months ended September 30, 202…
Losses and Loss Adjustment Expenses. Losses and loss adjustment expenses incurred for the three months ended September 30, 2025 increased by $22,493, or 12.3%, to $204,982 from $182,489 for the comparable 2024 period. Losses and loss adjustment expenses incurred for the nine months ended September 3…
Non-generally accepted accounting principles (“non-GAAP”) operating income, as defined below, was $21,883 for the three months ended September 30, 2025 and $62,397 for the nine months ended September 30, 2025. Non-GAAP operating income was $16,524 for the three months ended September 30, 2024 and $4…
The Company previously participated in the Massachusetts Property Insurance Underwriting Association (“FAIR Plan”), in which premiums, expenses, losses and loss adjustment expenses on homeowners business that could not be placed in the voluntary market were shared by all insurers writing homeowners …
控制与程序
相对上期新增的文字 · 来源:10-Q · 2026-05-08
processed, summarized and reported within the time periods specified in the SEC’s rules and that information required to be disclosed in such reports is accumulated and communicated to management, including our CEO and CFO, as appropriate, to allow timely decisions regarding required disclosures.
其他信息
相对上期新增的文字 · 来源:10-Q · 2026-05-08
During the three months ended March 31, 2026, none of the officers (as defined in rule 16a-1(f) of the Securities Exchange Act of 1934) or directors of the Company adopted, terminated or modified any contract, instruction or written plan for the purchase and sale of our securities that was intended …
相对上期删除的文字 · 来源:10-Q · 2025-11-07
On September 29, 2025, George Murphy, the Company’s President and Chief Executive Officer, entered into a trading plan intended to satisfy Rule 10b5-1(c) under the Exchange Act (a “10b5-1 Plan”). Mr. Murphy’s 10b5-1 Plan provides for the potential sale of up to 5,273 shares of the Company’s common s…
On September 24, 2025, Christopher Whitford, the Company’s Vice President, Chief Financial Officer, and Treasurer, entered into a 10b5-1 Plan. Mr. Whitford’s 10b5-1 Plan provides for the potential sale of up to 2,198 shares of the Company’s common stock between February 22, 2026 and September 25, 20…
On September 25, 2025, Stephen Varga, the Company’s Vice President of Management Information Systems, entered into a 10b5-1 Plan. Mr. Varga’s 10b5-1 Plan provides for the potential sale of up to 3,217 shares of the Company’s common stock between February 22, 2026 and September 25, 2026. The potentia…
On September 25, 2025, Glenn Hiltpold, the Company’s Vice President of Actuarial Services, entered into a 10b5-1 Plan. Mr. Hiltpold’s 10b5-1 Plan provides for the potential sale of up to 1,295 shares of the Company’s common stock between February 22, 2026 and September 25, 2026. The potential sale i…
On September 25, 2025, Brian Lam, the Company’s Vice President of Insurance Operations, entered into a 10b5-1 Plan. Mr. Lam’s 10b5-1 Plan provides for the potential sale of up to 575 shares of the Company’s common stock between February 22, 2026 and September 25, 2026. The potential sale is related …
如何读 10-Q 的风险因素(第 1A 项)
10-Q 的风险因素章节有三种常见形态,本页按其一分类展示:
- 指向(pointer) — 公司仅声明"无重大变化"并指向年度 10-K 的完整风险因素;本季没有自己的风险文本可对比。
- 部分更新(partial) — 公司写明"除下述外无重大变化",只更新部分风险;摘录展示的正是本季新增的内容。
- 全文重述(restated) — 本季重新给出完整风险因素。若上一季只是"指向",则无法逐段对比,本页会将其标为"本季全文重述"。
这只是对文件结构的客观描述,不构成对风险高低的判断。
数据来自 SEC EDGAR 两份申报文件的文本级对比 · 确定性计算(无 AI 生成内容)· 仅供参考 · 非投资建议