SBFG 最新10-Q变化
将 SBFG 最新的定期申报(10-K/10-Q)与上一份同类型申报逐章节对比:每个章节新增/删除的段落数与原文摘录。全部为确定性文本对比——无相似度评分、无方向判断、非投资建议。
对比:10-Q · 2026-08-06 与上一份 10-Q · 2026-05-07
| 章节 | 结果 | 新增 | 删除 | 微调 | 未变 |
|---|---|---|---|---|---|
| 管理层讨论与分析 | 文字有新增/删除 | +13 | −4 | ~19 | 42 |
| 市场风险(第3项) | 无段落级文字变化 | 0 | 0 | 0 | 1 |
| 控制与程序 | 文字有新增/删除 | 0 | 0 | ~1 | 4 |
| 法律诉讼 | 无段落级文字变化 | 0 | 0 | 0 | 1 |
| 风险因素 | 无段落级文字变化 | 0 | 0 | 0 | 1 |
| 其他信息 | 文字有新增/删除 | 0 | 0 | ~1 | 0 |
计数单位为段落;"新增/删除"指相对上一份文件新增/删除的文字,不含方向或好坏判断。
代表性摘录
每个章节最多 5 条、每条约 300 字符的原文摘录,直接来自两份 SEC 文件。
管理层讨论与分析
相对上期新增的文字 · 来源:10-Q · 2026-08-06
Consolidated Noninterest Expense: Total noninterest expense for the second quarter of 2026 was $12.1 million, which was up $0.3 million compared to $11.9 million in the prior-year second quarter. The quarter included higher expenses related to incentive accruals and other employee benefits.
Six Months Ended June 30, 2026, compared to Six Months Ended June 30, 2025
Net Income: Net income for the first six months of 2026 was $8.8 million compared to net income of $6.0 million for the first six months of 2025, an increase of $2.8 million, or 46 percent. DEPS of $1.41 for the first six months of 2026 were higher compared to the DEPS of $0.93 for the first six mon…
Provision for Credit Losses: The provision for credit losses for the first six months of 2026 was $513,000 as compared to a $984,000 provision for the prior year first six months. The Company had net chargeoffs of $219,000 for the first six months of 2026 compared to net chargeoffs of $130,000 for t…
Consolidated Revenue: Operating revenue, consisting of NII and noninterest income, was $35.4 million for the first six months of 2026, an increase of $2.8 million, or 9 percent, from the $32.6 million generated during the first six months of 2025.
相对上期删除的文字 · 来源:10-Q · 2026-05-07
Consolidated Noninterest Expense: Total noninterest expense for the first quarter of 2026 was $11.9 million, which was down $0.5 million compared to $12.4 million in the prior-year first quarter. The quarter included higher expenses related to increased mortgage activity and various expenses related…
Borrowed funds (consisting of FHLB advances, repurchase (“REPO”) agreements, trust preferred securities and subordinated debt) totaled $67.0 million at March 31, 2026. This was down slightly from year-end 2025 when borrowed funds totaled $77.3 million. Total shareholders’ equity for the Company of $…
As of March 31, 2026, based on the computations for the FFIEC 041 Consolidated Reports of Condition and Income filed by State Bank with the Federal Reserve Board, State Bank was classified as “well capitalized” under the regulatory framework for prompt corrective action. To be categorized as well ca…
State Bank’s actual capital levels and ratios as of March 31, 2026, and December 31, 2025, are presented in the following table. Capital levels are presented for State Bank only as the Company is exempt from quarterly reporting on capital levels at the holding company level:
如何读 10-Q 的风险因素(第 1A 项)
10-Q 的风险因素章节有三种常见形态,本页按其一分类展示:
- 指向(pointer) — 公司仅声明"无重大变化"并指向年度 10-K 的完整风险因素;本季没有自己的风险文本可对比。
- 部分更新(partial) — 公司写明"除下述外无重大变化",只更新部分风险;摘录展示的正是本季新增的内容。
- 全文重述(restated) — 本季重新给出完整风险因素。若上一季只是"指向",则无法逐段对比,本页会将其标为"本季全文重述"。
这只是对文件结构的客观描述,不构成对风险高低的判断。
数据来自 SEC EDGAR 两份申报文件的文本级对比 · 确定性计算(无 AI 生成内容)· 仅供参考 · 非投资建议