SEZL 最新10-Q变化
将 SEZL 最新的定期申报(10-K/10-Q)与上一份同类型申报逐章节对比:每个章节新增/删除的段落数与原文摘录。全部为确定性文本对比——无相似度评分、无方向判断、非投资建议。
对比:10-Q · 2026-11-05 与上一份 10-Q · 2026-08-07
| 章节 | 结果 | 新增 | 删除 | 微调 | 未变 |
|---|---|---|---|---|---|
| 管理层讨论与分析 | 文字有新增/删除 | +6 | −5 | ~39 | 33 |
| 市场风险(第3项) | 文字有新增/删除 | +3 | −2 | ~2 | 21 |
| 控制与程序 | 文字有新增/删除 | +3 | −2 | ~2 | 21 |
| 法律诉讼 | 文字有新增/删除 | +3 | −2 | ~2 | 21 |
| 风险因素 | 文字有新增/删除 | +3 | −2 | ~2 | 21 |
| 其他信息 | 文字有新增/删除 | +3 | −2 | ~2 | 21 |
计数单位为段落;"新增/删除"指相对上一份文件新增/删除的文字,不含方向或好坏判断。
代表性摘录
每个章节最多 5 条、每条约 300 字符的原文摘录,直接来自两份 SEC 文件。
管理层讨论与分析
相对上期新增的文字 · 来源:10-Q · 2026-11-05
Beginning this quarter, TTV replaces Gross Merchandise Volume (“GMV”). Because our products have diversified, TTV includes platform volume related to SezzleCash and Sezzle Send, which GMV did not. Prior periods have been recast to reflect the expanded scope of TTV and adjustments to purchase-volume …
Active Consumers is defined as unique consumers who had at least one transaction through the Sezzle platform in the last twelve months. Active Subscribers is defined as unique consumers with an active subscription for either Sezzle Premium or Sezzle Anywhere as of the end of the period. The increase…
Net Cash Provided from Operating Activities$227,930 $139,274
Net increase in cash, cash equivalents, and restricted cash$5,619 $35,537
As of September 30, 2026, we did not have any off-balance sheet arrangements that have or are reasonably likely to have a material current or future effect on our financial condition, changes in financial condition, revenues or expenses, results of operations, liquidity, cash requirements, or capita…
相对上期删除的文字 · 来源:10-Q · 2026-08-07
Active Consumers and Monthly On-Demand Users and Subscribers
Active Consumers is defined as unique consumers who have placed an order with us within the last twelve months. Monthly On-Demand Users and Subscribers (or “MODS”) is defined as unique consumers who have placed at least one On-Demand order during the month ended June 30, 2026, plus consumers with an…
As of June 30, 2026 and December 31, 2025, we had 854 thousand and 670 thousand unique consumers who had an active subscription for either Sezzle Premium or Sezzle Anywhere (“Active Subscribers”), respectively, and 128 thousand and 248 thousand unique consumers who placed an On-Demand order during t…
Net increase in cash, cash equivalents, and restricted cash$9,876 $20,385
We do not have any relationships with unconsolidated entities or financial partnerships, such as entities often referred to as structured finance or special purpose entities, that would have been established for the purpose of facilitating off balance sheet arrangements (as that term is defined in I…
市场风险(第3项)
相对上期新增的文字 · 来源:10-Q · 2026-11-05
•the possibility that Sezzle’s national bank charter application, or other applications associated with the national bank application may not be approved timely, if at all;
•the uncertain nature of the impact that a national bank charter may have on Sezzle's business;
We caution you that these forward-looking statements are subject to numerous risks and uncertainties, most of which are difficult to predict and many of which are beyond our control. These risks include, but are not limited to, the risks described under “Risk Factors” in our 2025 Form 10-K. Should o…
相对上期删除的文字 · 来源:10-Q · 2026-08-07
We caution you that these forward-looking statements are subject to numerous risks and uncertainties, most of which are difficult to predict and many of which are beyond our control. These risks include, but are not limited to, the risks described under “Risk Factors” in our 2025 Form 10-K. Should o…
All forward-looking statements, expressed or implied, included in this Form 10-Q are expressly qualified in their entirety by these cautionary statements. These cautionary statements should also be considered in connection with any subsequent written or oral forward-looking statements that we or per…
控制与程序
相对上期新增的文字 · 来源:10-Q · 2026-11-05
•the possibility that Sezzle’s national bank charter application, or other applications associated with the national bank application may not be approved timely, if at all;
•the uncertain nature of the impact that a national bank charter may have on Sezzle's business;
We caution you that these forward-looking statements are subject to numerous risks and uncertainties, most of which are difficult to predict and many of which are beyond our control. These risks include, but are not limited to, the risks described under “Risk Factors” in our 2025 Form 10-K. Should o…
相对上期删除的文字 · 来源:10-Q · 2026-08-07
We caution you that these forward-looking statements are subject to numerous risks and uncertainties, most of which are difficult to predict and many of which are beyond our control. These risks include, but are not limited to, the risks described under “Risk Factors” in our 2025 Form 10-K. Should o…
All forward-looking statements, expressed or implied, included in this Form 10-Q are expressly qualified in their entirety by these cautionary statements. These cautionary statements should also be considered in connection with any subsequent written or oral forward-looking statements that we or per…
法律诉讼
相对上期新增的文字 · 来源:10-Q · 2026-11-05
•the possibility that Sezzle’s national bank charter application, or other applications associated with the national bank application may not be approved timely, if at all;
•the uncertain nature of the impact that a national bank charter may have on Sezzle's business;
We caution you that these forward-looking statements are subject to numerous risks and uncertainties, most of which are difficult to predict and many of which are beyond our control. These risks include, but are not limited to, the risks described under “Risk Factors” in our 2025 Form 10-K. Should o…
相对上期删除的文字 · 来源:10-Q · 2026-08-07
We caution you that these forward-looking statements are subject to numerous risks and uncertainties, most of which are difficult to predict and many of which are beyond our control. These risks include, but are not limited to, the risks described under “Risk Factors” in our 2025 Form 10-K. Should o…
All forward-looking statements, expressed or implied, included in this Form 10-Q are expressly qualified in their entirety by these cautionary statements. These cautionary statements should also be considered in connection with any subsequent written or oral forward-looking statements that we or per…
风险因素
相对上期新增的文字 · 来源:10-Q · 2026-11-05
•the possibility that Sezzle’s national bank charter application, or other applications associated with the national bank application may not be approved timely, if at all;
•the uncertain nature of the impact that a national bank charter may have on Sezzle's business;
We caution you that these forward-looking statements are subject to numerous risks and uncertainties, most of which are difficult to predict and many of which are beyond our control. These risks include, but are not limited to, the risks described under “Risk Factors” in our 2025 Form 10-K. Should o…
相对上期删除的文字 · 来源:10-Q · 2026-08-07
We caution you that these forward-looking statements are subject to numerous risks and uncertainties, most of which are difficult to predict and many of which are beyond our control. These risks include, but are not limited to, the risks described under “Risk Factors” in our 2025 Form 10-K. Should o…
All forward-looking statements, expressed or implied, included in this Form 10-Q are expressly qualified in their entirety by these cautionary statements. These cautionary statements should also be considered in connection with any subsequent written or oral forward-looking statements that we or per…
其他信息
相对上期新增的文字 · 来源:10-Q · 2026-11-05
•the possibility that Sezzle’s national bank charter application, or other applications associated with the national bank application may not be approved timely, if at all;
•the uncertain nature of the impact that a national bank charter may have on Sezzle's business;
We caution you that these forward-looking statements are subject to numerous risks and uncertainties, most of which are difficult to predict and many of which are beyond our control. These risks include, but are not limited to, the risks described under “Risk Factors” in our 2025 Form 10-K. Should o…
相对上期删除的文字 · 来源:10-Q · 2026-08-07
We caution you that these forward-looking statements are subject to numerous risks and uncertainties, most of which are difficult to predict and many of which are beyond our control. These risks include, but are not limited to, the risks described under “Risk Factors” in our 2025 Form 10-K. Should o…
All forward-looking statements, expressed or implied, included in this Form 10-Q are expressly qualified in their entirety by these cautionary statements. These cautionary statements should also be considered in connection with any subsequent written or oral forward-looking statements that we or per…
如何读 10-Q 的风险因素(第 1A 项)
10-Q 的风险因素章节有三种常见形态,本页按其一分类展示:
- 指向(pointer) — 公司仅声明"无重大变化"并指向年度 10-K 的完整风险因素;本季没有自己的风险文本可对比。
- 部分更新(partial) — 公司写明"除下述外无重大变化",只更新部分风险;摘录展示的正是本季新增的内容。
- 全文重述(restated) — 本季重新给出完整风险因素。若上一季只是"指向",则无法逐段对比,本页会将其标为"本季全文重述"。
这只是对文件结构的客观描述,不构成对风险高低的判断。
数据来自 SEC EDGAR 两份申报文件的文本级对比 · 确定性计算(无 AI 生成内容)· 仅供参考 · 非投资建议