SPFX 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-08-10

• · $121,873 increase in commission expense as a result of aggressively marketing in new territories to facilitate expansion, directly correlated to the increased originations and reduction in Florida portfolio concentration.

• · $57,567 increase in salaries and wages due to hiring additional staff and general pay increases for existing employees.

• · $56,480 increase in professional fees primarily due to legal fees and costs associated with a new software consulting contract.

• The increase in expenses was partially offset primarily by a decrease in the following category:

• · $83,672 decrease in provision for credit losses as a result of a larger portion of write-offs being related to contra-revenues (i.e. interest charge write-offs) as compared to principal write-offs.

相对上期删除的文字 · 来源:10-Q · 2026-05-11

• · $157,819 increase in provision for credit losses primarily related to the increase in the size of the gross receivables portfolio.

• · $65,691 increase in professional fees primarily related to increases in financial statement and bank audit fees as well as additional costs for investor relations.

• Income before taxes increased by $124,486 to $562,519 for the three months ended March 31, 2026 from $438,033 for the three months ended March 31, 2025. This increase was attributable to the net increases and decreases as discussed above.

• Income tax provision increased by $52,248 to $154,452 for the three months ended March 31, 2026 from $102,204 for the three months ended March 31, 2025. This increase was primarily attributable to the increase in taxable income.

• Net Income increased by $72,238 to $408,067 for the three months ended March 31, 2026 from $335,829 for the three months ended March 31, 2025. This increase was attributable to the $124,486 increase in income before taxes related primarily to increased revenues, partially offset by the $52,248 incre…