TRST 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-05-08

• Management believes that TrustCo’s long-term focus on traditional banking services and practices historically has enabled the Company to avoid significant impact from asset quality problems, and that the Company’s strong liquidity and solid capital positions have allowed the Company to continue to c…

• TrustCo recorded net income of $16.3 million, or $0.91 of diluted earnings per share, for the three months ended March 31, 2026, compared to net income of $14.3 million, or $0.75 of diluted earnings per share, in the same period in 2025. Return on average assets was 1.02% and 0.93%, respectively, fo…

• The primary factors accounting for the change in net income for the three months ended March 31, 2026 compared to the same period of the prior year were:

• An increase of $4.3 million, or 10.7%, in GAAP net interest income compared to the first quarter of 2025 primarily as a result of an increase in interest and fees on loans,

• Partially offset by an increase of $650 thousand in provision for credit losses for the first quarter of 2026 compared to the first quarter 2025.

相对上期删除的文字 · 来源:10-Q · 2025-11-07

• On July 4, 2025, legislation referred to as “H.R. 1: One Big Beautiful Bill Act” (the “OBBBA”) was signed into law and, among other changes, will modify the tax year in which certain business deductions, primarily depreciation of capital asset additions, are allowed and therefore will influence the …

• Management believes that TrustCo’s long-term focus on traditional banking services and practices historically has enabled the Company to avoid significant impact from asset quality problems, and that the Company’s strong liquidity and solid capital positions have allowed the Company to continue to c…

• TrustCo recorded net income of $16.3 million, or $0.86 of diluted earnings per share, for the three months ended September 30, 2025, compared to net income of $12.9 million, or $0.68 of diluted earnings per share, in the same period in 2024. Return on average assets was 1.02% and 0.84%, respectively…

• The primary factors accounting for the change in net income for the three months ended September 30, 2025 compared to the same period of the prior year were:

• An increase of $4.4 million, or 11.5%, in net interest income compared to the third quarter of 2024, primarily as a result of an increase in interest income on federal funds sold and other short-term investments and interest and fees on loans, partially offset by an increase in interest expense.