URSB 最新10-Q变化
将 URSB 最新的定期申报(10-K/10-Q)与上一份同类型申报逐章节对比:每个章节新增/删除的段落数与原文摘录。全部为确定性文本对比——无相似度评分、无方向判断、非投资建议。
对比:10-Q · 2026-08-14 与上一份 10-Q · 2026-05-15
| 章节 | 结果 | 新增 | 删除 | 微调 | 未变 |
|---|---|---|---|---|---|
| 管理层讨论与分析 | 文字有新增/删除 | +32 | −17 | ~8 | 46 |
| 市场风险(第3项) | 文字有新增/删除 | +2 | −1 | ~5 | 23 |
| 控制与程序 | 文字有新增/删除 | 0 | 0 | ~2 | 0 |
| 法律诉讼 | 无段落级文字变化 | 0 | 0 | 0 | 1 |
| 其他信息 | 文字有新增/删除 | 0 | 0 | ~1 | 0 |
计数单位为段落;"新增/删除"指相对上一份文件新增/删除的文字,不含方向或好坏判断。
未列出(无法可靠提取或缺失):风险因素
代表性摘录
每个章节最多 5 条、每条约 300 字符的原文摘录,直接来自两份 SEC 文件。
管理层讨论与分析
相对上期新增的文字 · 来源:10-Q · 2026-08-14
in the securities available-for-sale portfolio, and enhance our liquidity position by purchasing securities available-for-sale and that may be pledged as collateral for potential future borrowing needs.
Securities Held-to-Maturity. Securities held-to-maturity decreased by $4.0 million, or 31.3%, to $8.8 million at June 30, 2026 from $12.8 million at December 31, 2025, primarily due to maturities. The funds from maturities were used to fund loans and the purchase of securities available-for-sale.
Loans Receivable, Net. Loans receivable, net, increased by $17.2 million, or 5.7%, to $317.6 million at June 30, 2026 from $300.4 million at December 31, 2025. One- to four-family residential mortgage loans increased by $12.4 million, or 8.6%, to $156.0 million at June 30, 2026 from $143.6 million a…
Bank Owned Life Insurance. Bank owned life insurance increased by $127,000, or 2.9%, to $7.2 million at June 30, 2026 from $7.0 million at December 31, 2025, due to an increase in the cash surrender value of the existing policies. We invest in bank owned life insurance to help offset the costs of ou…
Federal Home Loan Bank Advances. Federal Home Loan Bank advances decreased by $7.5 million, or 16.0%, to $39.3 million at June 30, 2026 from $46.8 million at December 31, 2025. This decrease was due to the maturity of existing advances and no need to replace the funds due to capital raised in the co…
相对上期删除的文字 · 来源:10-Q · 2026-05-15
Securities Held-to-Maturity. Securities held-to-maturity decreased by $1.0 million, or 7.9%, to $11.8 million at March 31, 2026 from $12.8 million at December 31, 2025, primarily due to maturities. The funds from maturities were used to fund loans and the purchase of securities available-for-sale.
Loans Receivable, Net. Loans receivable, net, increased by $4.3 million, or 1.4%, to $304.7 million at March 31, 2026 from $300.4 million at December 31, 2025. One- to four-family residential mortgage loans increased by $3.9 million, or 2.8%, to $147.5 million at March 31, 2026 from $143.6 million a…
Bank Owned Life Insurance. Bank owned life insurance increased by $63,000, or 0.9%, to $7.1 million at March 31, 2026 from $7.0 million at December 31, 2025, due to an increase in the cash surrender value of the existing policies. We invest in bank owned life insurance to help offset the costs of ou…
Federal Home Loan Bank Advances. Federal Home Loan Bank advances decreased by $2.0 million, or 4.3%, to $44.8 million at March 31, 2026 from $46.8 million at December 31, 2025. This decrease was due to the maturity of existing advances and no need to replace the funds.
Total Equity. Total equity increased by $19.8 million, or 98.9%, to $39.8 million at March 31, 2026 from $20.0 million at December 31, 2025, primarily due to the capital raised in the conversion stock offering as well as net income of $155,000 for the three months ended March 31, 2026, and a decreas…
市场风险(第3项)
相对上期新增的文字 · 来源:10-Q · 2026-08-14
the specified basis point increments or decreases instantaneously by the specified basis point increments, with changes in interest rates representing immediate and permanent, parallel shifts in the yield curve.
The following table sets forth, as of June 30, 2026, the estimated changes in EVE that would result from the designated immediate changes in the United States Treasury yield curve. The changes indicated in the following table are within policy guidelines adopted by our board of directors.
相对上期删除的文字 · 来源:10-Q · 2026-05-15
The following table sets forth, as of March 31, 2026, the estimated changes in EVE that would result from the designated immediate changes in the United States Treasury yield curve. The changes indicated in the following table are within policy guidelines adopted by our board of directors.
如何读 10-Q 的风险因素(第 1A 项)
10-Q 的风险因素章节有三种常见形态,本页按其一分类展示:
- 指向(pointer) — 公司仅声明"无重大变化"并指向年度 10-K 的完整风险因素;本季没有自己的风险文本可对比。
- 部分更新(partial) — 公司写明"除下述外无重大变化",只更新部分风险;摘录展示的正是本季新增的内容。
- 全文重述(restated) — 本季重新给出完整风险因素。若上一季只是"指向",则无法逐段对比,本页会将其标为"本季全文重述"。
这只是对文件结构的客观描述,不构成对风险高低的判断。
数据来自 SEC EDGAR 两份申报文件的文本级对比 · 确定性计算(无 AI 生成内容)· 仅供参考 · 非投资建议