SYF 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-07-23

• We offer the following principal types of consumer credit cards:

• These seasonal impacts to purchase volume and our loan receivables balances may materially affect our results of operations, delinquency metrics and the allowance for credit losses as a percentage of total loan receivables with the most pronounced effects typically occurring between the fourth quart…

• Net earnings decreased to $885 million from $967 million and was flat at $1.7 billion for the three and six months ended June 30, 2026, respectively, primarily reflecting the following key drivers:

• •Increases in net interest income of $87 million and $258 million for the three and six months ended June 30, 2026, respectively, primarily driven by decreases in interest expense and increases in interest and fees on loans, partially offset by lower interest income from our liquidity portfolio.

• •Provision for credit losses increased $55 million for the three months ended June 30, 2026, primarily driven by a lower reserve release in the current year period, partially offset by a decrease in net charge-offs. Provision for credit losses decreased $101 million in the six months ended June 30, …

相对上期删除的文字 · 来源:10-Q · 2026-04-23

• These seasonal impacts to purchase volume and our loan receivables balances may materially affect our results of operations, delinquency metrics and the allowance for credit losses as a percentage of total loan receivables with the most pronounced effects typically occurring between the fourth quart…

• Trends disclosed below are compared to the three months ended March 31, 2025, as applicable, except as otherwise noted.

• Net earnings increased to $805 million from $757 million for the three months ended March 31, 2026, primarily reflecting the following key drivers:

• •Increase in net interest income of $171 million, primarily driven by lower interest expense and an increase in interest and fees on loans of 1.9%, partially offset by lower interest income on our liquidity portfolio.

• •Decrease in provision for credit losses of $156 million, primarily driven by lower net charge-offs, partially offset by a $97 million reserve release in the prior year period.

相对上期新增的文字 · 来源:10-Q · 2026-07-23

• On May 1, 2026, Curtis Howse, Executive Vice President and Chief Executive Officer, Home & Auto, entered into a trading plan intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). Mr. Howse’s plan covers the sale of an aggregate amount of 104,602 of the Company’s securities, and w…

相对上期删除的文字 · 来源:10-Q · 2026-04-23

• During the three months ended March 31, 2026, certain of our directors and executive officers adopted or terminated trading plans intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). Information regarding these Rule 10b5-1 trading arrangements is presented in the table below. No…

• (1)Pursuant to the terms of each plan and subject to compliance with Rule 10b5-1, each plan may terminate at an earlier date under certain circumstances, including if all trades are executed or all orders related to the trades under the relevant plan expire.